Cigna Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)

This plan offers both in and out-of-network coverage and access to the same network of providers as the Cigna PPO plan. There is a requirement to meet the deductible before the plan benefits kick in, and it’s paired with a Health Savings Account (HSA). Some of the advantages of this plan include:

1. Lower semi-monthly payroll contributions than other plans
2. Same network as the Cigna PPO plan (Open Access Plus)
3. You can contribute money to your HSA before it is taxed (reducing your taxable income)
4. Proofpoint makes an annual contribution to your HSA – up to $1,200 for individual coverage and up to $2,400 for employees enrolled with one or more dependents.

Note: Proofpoint’s contributions to your HSA are made in quarterly installments. You must be employed by Proofpoint at the time of a quarterly installment for those funds to be added to your HSA. Individuals employed by Proofpoint for the full calendar year receive the full annual contribution.

Is your doctor or hospital in the Cigna Open Access Plus network? Cigna’s online directory makes it easy to find who (or what) you’re looking for.

Plan Benefit SummaryPlan Benefit Summary – UtahCigna CDHP Easy Guide     HSA Info

Kaiser CDHP with HSA 

CA employees only

This Kaiser CDHP plan is similar to the Cigna CDHP, with low paycheck deductions and the tax benefits of an HSA. However, your care is only covered at Kaiser facilities except in an emergency. There is a deductible to meet before Kaiser starts sharing the costs of services. Some of the advantages of this plan include:

1. Lower semi-monthly payroll contributions than other plans
2. You can contribute money to your HSA before it is taxed (reducing your taxable income)
3. Proofpoint contributes money to your HSA – up to $1,000 for individual coverage and up to $2,000 for employees enrolled with one or more dependents.

Note: Proofpoint’s contributions to your HSA are made in quarterly installments. You must be employed by Proofpoint at the time of a quarterly installment for those funds to be added to your HSA. Individuals employed by Proofpoint for the full calendar year receive the full annual contribution.

N. Cal Benefit Summary S. Cal Benefit Summary     Kaiser CDHP Easy Guide

This plan is only available to eligible California residents.

Cigna Preferred Provider Organization (PPO)

This plan has predictable out-of-pocket costs and a lower deductible to meet before the plan shares in the cost of your services or prescriptions. However, this plan has the highest monthly cost to you. You can visit any doctor, specialist, lab or pharmacy of your choice, but you’ll pay more when your providers are not part of the Cigna network.

Need to find a new doctor or want to check if your doctor or hospital is in the Cigna Open Access Plus network? Cigna’s online directory makes it easy to find who (or what) you’re looking for.

Plan Benefit SummaryPlan Benefit Summary – Utah

Kaiser Health Maintenance Organization (HMO) 

CA employees only

If you live in California and prioritize keeping your costs low at the doctor’s office, this Kaiser plan could be a good fit for you. Most covered services are available after a small co-payment and there is no deductible to meet. You will be restricted to using doctors and hospitals at Kaiser facilities, and there is no coverage for outside care, except in the case of an emergency.

N. Cal Benefit Summary S. Cal Benefit Summary

This plan is only available to eligible California residents.