Choose the plan that's right for you.
While we’d like to think our plans can do everything for everyone, the truth is you need to choose the best plan for your situation. That means asking yourself important questions such as:
- Is my favorite doctor out-of-network for Cigna or Kaiser?
- Do I usually spend more than $2,000 per year on medical care?
- Would I rather take Proofpoint’s HSA contribution or enroll in a low- or no-deductible health plan?
Knowing the answers to questions like these can help guide you towards the best plan for your situation. Connect with the Proofpoint benefits team via email for personal assistance and help to navigate your medical plan options.
Health Plans
Cigna
CDHP, PPO
Policy/group #: 3341330
Call: (800) 244-6224
Website: cigna.com
Kaiser (CA Only)
CDHP, HMO
Policy/group #: 601124
Call: (800) 464-4000
Website: kp.org
For a closer look into how each plan works, choose the one you’d like to learn more about
Cigna CDHP with HSA
Cigna PPO
Kaiser CDHP with HSA
Kaiser HMO
Cigna Fertility Benefits
Cigna Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
This plan offers both in- and out-of-network coverage and access to the same network of providers as the Cigna PPO plan. There is a requirement to meet the deductible before the plan benefits kick in, and it’s paired with a Health Savings Account (HSA). Some of the advantages of this plan include:
- Lower semi-monthly payroll contributions than other plans
- You can contribute money to your HSA before it is taxed (reducing your taxable income)
- Proofpoint makes an annual contribution to your HSA – up to $1,200 for individual coverage and up to $2,400 for employees enrolled with one or more dependents.
Note: Proofpoint’s contributions to your HSA are made in quarterly installments. You must be employed by Proofpoint at the time of a quarterly installment for those funds to be added to your HSA. Individuals employed by Proofpoint for the full calendar year receive the full annual contribution.
Is your doctor or hospital in the Cigna network? Cigna’s online directory makes it easy to find who (or what) you’re looking for. Search the “Open Access Plus, Open Access Plus Tiered” plan/network.
Plan Benefit Summary | Utah Benefit Summary
Cigna CDHP Easy Guide
Finding a Cigna provider
HSA customer information
Cigna Formulary List
Visit myCigna.com
Get care on your schedule using the Cigna Telehealth Connection
Cigna Preferred Provider Organization (PPO)
If you want flexibility and options, this plan has it all. You can visit any doctor, specialist, lab or pharmacy of your choice, but you’ll pay more when your providers are not part of the Cigna network. This plan has lower out-of-pocket costs when you need care and a low annual deductible.
Need to find a new doctor or want to check if your doctor or hospital is in the Cigna network? Cigna’s online directory makes it easy to find who (or what) you’re looking for. Is your doctor or hospital in the Cigna network? Cigna’s online directory makes it easy to find who (or what) you’re looking for. Search the “Open Access Plus, Open Access Plus Tiered” plan/network.
Plan Benefit Summary | Utah Benefit Summary
Finding a Cigna provider
Cigna Formulary List
Visit myCigna.com
Get care on your schedule using the Cigna Telehealth Connection
Kaiser Permanente CDHP with HSA
This CDHP plan with Kaiser Permanente is similar to the Cigna CDHP, with low paycheck deductions and the tax benefits of an HSA. However, your care is only covered at Kaiser facilities, and there is a deductible to meet before Kaiser starts sharing the costs of services. Some of the advantages of this plan include:
- Lower semi-monthly payroll contributions than other plans
- You can contribute money to your HSA before it is taxed (reducing your taxable income)
- Proofpoint contributes money to your HSA – up to $1,000 for individual coverage and up to $2,000 for employees enrolled with one or more dependents.
Note: Proofpoint’s contributions to your HSA are made in quarterly installments. You must be employed by Proofpoint at the time of a quarterly installment for those funds to be added to your HSA. Individuals employed by Proofpoint for the full calendar year receive the full annual contribution.
This plan is only available to California residents.
Plan Benefit Summary – Northern California
Plan Benefit Summary – Southern California
Kaiser CDHP Easy Guide
Visit kp.org
Get care on your schedule using telehealth options from Kaiser
Kaiser Permanente Health Maintenance Organization (HMO)
If you live in California and prioritize keeping your costs low at the doctor’s office, this Kaiser plan could be a good fit for you. Most covered services are available after a small co-payment and there is no deductible to meet. You will be restricted to using doctors and hospitals at Kaiser facilities, and there is no coverage for outside care, except in the case of an emergency.
This plan is only available to California residents.
Plan Benefit Summary – Northern California
Plan Benefit Summary – Southern California
Visit kp.org
Get care on your schedule using telehealth options from Kaiser
Get the care you need—on your schedule
All four of our medial plans through Cigna and Kaiser Permanente offer virtual care, which can save you time and money compared to an in-person visit to your doctor. Telehealth benefits from your Cigna or Kaiser medical plan enable you to get the care you need for a wide range of minor conditions, by connecting with a doctor via video chat or over the phone.
Cigna Telehealth Connection
Cigna plan members receive 24/7/365 online access to care with board-certified primary care doctors and pediatricians through MDLIVE.
Cigna Telehealth through MDLIVE can be used to care for things like:
- Sore throats
- Allergies
- Head & stomach aches
- Colds and flu
MDLIVE: MDLIVEforCigna.com
Call: (888) 726-3171
MDLIVE BEHAVIORAL TELEHEALTH OPTIONS
In addition to standard telehealth, MDLive offers Cigna members a variety of behavioral health services, with options for counselor or psychiatrist consultations at your home, their offices or on-the-go (phone or video appointment).
MDLIVE providers can diagnose, treat and prescribe most medications for non-emergency conditions such as:
- Addictions
- Depression
- Bipolar disorders
- Trauma/PTSD
- Men’s issues/Women’s issues
- Stress
- and many more
Kaiser Telehealth
Kaiser Permanente offers its plan members several options for receiving care at any time.
- Phone: Schedule a phone appointment with a doctor or call an advice nurse for on-demand guidance.
- Email: Send an email at any time to Kaiser’s care team. Most members receive a reply within 48 hours or sooner.
- Video: Schedule a video appointment with your doctor, meet with a specialist or have an on-demand video chat with a physician.
Quickly and easily make your video visit appointments online, whenever you like. Just visit kp.org or use our mobile app to schedule. You must be registered at kp.org to take advantage of this service. Not registered? Visit kp.org/register.
Cigna Fertility Benefits
Proofpoint’s fertility benefits are designed to support you as you grow your family. Proofpoint provides a $20,000 lifetime benefit for eligible fertility expenses. Treatments covered may include lab and radiology tests, counseling, artificial insemination, in-vitro fertilization, GIFT, ZIFT, and more.
Proofpoint employees and their dependents enrolled in a Proofpoint-sponsored Cigna medical plan may utilize the fertility benefit.
