Mid-year Changes

Change is inevitable—respond accordingly when it happens

You are allowed to make mid-year changes to your benefit elections when you experience a qualifying life event, and have 31 days from the date of the life event to make changes to your elections. If you miss this deadline, you will not be able to make changes until the next annual open enrollment period.

Make changes to your elections on Workday

If you’ve experienced a qualifying life event and want to make changes to your elections, visit our enrollment platform, Workday, to make appropriate changes to your coverage.

Visit Workday

Qualifying life events

You are allowed to make mid-year changes to your benefit elections when you experience a qualifying life event, and have 31 days from the date of the life event to make changes to your elections. If you miss this deadline, you will not be able to make changes until the next annual open enrollment period.

Qualifying life events includes:

  • Change in legal marital status (i.e., marriage, divorce, death, legal separation or annulment)
  • Change in the number of dependents (i.e., birth, adoption or placement for adoption, death)
  • Change in your or your spouse’s employment status or employer-provided coverage
  • Change in dependent eligibility
  • Change of residence (moving into or out of a service area)
  • Receipt of a judgment, decree, or order to provide coverage
  • Changes resulting from a family medical leave
  • Enrollment in Medicare or Medicaid
  • Significant cost or coverage change (such a change does not permit modifications to your health flexible spending account)

You may be required to provide documentation, such as a birth certificate or marriage license, to make changes to your elections or coverage.

Learn more about qualifying life events on HealthCare.gov.

Use the table below to help you determine what documentation is necessary for your Qualifying Life Event.

If . . . Submit one of these documents
You got married• Fully-executed Marriage Certificate
You got divorced, legally separated or had a marriage annulled• Divorce Decree
• Legal Separation Papers
You gained dependents – birth, adoption or placement for adoption• Crib tag from the hospital
• Newborn’s Hospital wrist band
• Hospital discharge papers
• Hospital certificate with footprints
• Official Birth Certificate (if received within 30 days of the birth)
• Notice of Legal Adoption (Official fully-executed legal document required)
Your spouse’s employment status or employer-provided coverage changed• Coverage termination notice from a government agency
• HIPPA Certificate of Credible Coverage
• Signed letter (on company Letter Head) from the dependent's former employer, confirming their coverage termination and the date coverage ended.
Your dependent’s eligibility changed• Offer letter from your spouse or domestic partner's new employer showing your benefits eligibility
• Payroll stub from your spouse or domestic partner showing benefit deductions have begun
Your dependent passed away• Certified and legal Death Certificate for your dependent
You or your dependent reached the maximum age of 26• No documentation required
You have a receipt of a judgment, decree, or order to provide coverage• Receipt of judgment, decree, or order to provide coverage

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