Mid-year Changes

Change is inevitable—react accordingly when it happens

No one has the ability to predict their future. When life changes happen, a plethora of questions might run through your mind. In regards to your health plans and benefits, you may need or want to adjust your coverage or enrollment after you experience a major life change.

Qualifying life events

You are allowed to make mid-year changes to your benefit elections when you experience a qualifying life event, and have 31 days from the date of the life event to make changes to your elections. If you miss this deadline, you will not be able to make changes until the next annual open enrollment period.

Qualifying life events includes:

  • Change in legal marital status (i.e., marriage, divorce, death, legal separation or annulment)
  • Change in the number of dependents (i.e., birth, adoption or placement for adoption, death)
  • Change in your or your spouse’s employment status or employer-provided coverage
  • Change in dependent eligibility
  • Change of residence (moving into or out of a service area)
  • Receipt of a judgment, decree, or order to provide coverage
  • Changes resulting from a family medical leave
  • Enrollment in Medicare or Medicaid
  • Significant cost or coverage change (such a change does not permit modifications to your health flexible spending account)

You may be required to provide documentation, such as a birth certificate or marriage license, to make changes to your elections or coverage.

Learn more about qualifying life events on HealthCare.gov.

Make changes to your elections on Workday

If you’ve experienced a qualifying life event and want to make changes to your elections, visit our enrollment platform, Workday, to make appropriate changes to your coverage.

Visit Workday

Special things to consider

Besides making changes to your benefit elections, there are a few other things you should consider if you’ve experienced certain types of life changes. Visit the below pages if either situation applies to you.

I’m a New Parent I’m a New Hire

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