You’re a new parent, congratulations!
Embarking on the path of parenthood is special, and we want to ensure you know what important steps to take when welcoming the new addition(s) to your family.
Enroll your child in medical plans
Giving birth to or adopting a child is a qualifying life event, which allows you to enroll your new child in your medical plans and other coverage within 31 days of their birth or placement.
*Note: You do not need to wait for your newborn baby to receive a Social Security Number in order to add them to your health plans.
Review your beneficiary designations
Here are a few of the plans and policies you may want to re-visit for beneficiary designations when welcoming a new member to the family:
- Life and AD&D
- 401(k) Plan
- HSA
You can update beneficiary designations at any time during the year. There is no time limit or window to do so after the birth or placement of your child(ren).
Offset the cost of health and child care expenses with an FSA
Once you’ve enrolled your child(ren) in your health plan, you may want to review how much you’re contributing to a Flexible Spending Account (FSA), or determine if you should enroll in one. Dependent Care FSAs can be used to pay for day care and Health Care FSAs can be used for out-of-pocket medical expenses and every essentials like cold remedies, etc.
Medical plan resources
Cigna Healthy Pregnancies Healthy Babies Program
Employees and covered spouses enrolled in a Cigna medical plan have access to this free program designed to help you and your baby stay healthy during pregnancy and in the days and weeks following your baby’s birth. Earn rewards for participating—those enrolling in their first trimester will receive a $150 visa card (second-trimester enrollments receive $75).
Call (800) 615-2906 to enroll in the program or download Cigna Healthy Pregnancy App for educational materials. A 24/7 health information line is available to you as well. (Phone number located on your Cigna ID card)
Kaiser Pregnancy Resources
Kaiser Permanente provides resources for a healthy pregnancy, from pre-pregnancy information to nutrition, fitness, do’s and don’ts, classes, prenatal care and much more.
Sign in at kp.org to view class schedules and programs offered in your area, or visit Kaiser’s Maternity Care page.
