You’re a new parent, congratulations!
Congratulations on your newest family member. Embarking on the path of parenthood is special, and we want to ensure you know what important steps to take when welcoming the new addition(s) to your family.
Enroll your child in your medical plans
Giving birth to or adopting a child is a qualifying life event, which allows you to enroll your new child in your medical plans and other coverage. You must enroll your child(ren) in your plans within 31 days of their birth or placement.
*Note: You do not need to wait for your newborn baby to receive a Social Security Number in order to add them to your health plans.
Review your beneficiary designations
When you welcome your newest member(s) to the family, you may want to review or change the beneficiary designations on some of your plans and policies. It is important to keep your beneficiary designations up-to-date. Here are a few of the plans and policies you may want to re-visit the beneficiary designations for:
- Life and AD&D
- 401(k) Plan
You can update beneficiary designations at any time during the year. There is no time limit or window to do so after the birth or placement of your child(ren) and you do not have to wait until the annual enrollment period to make changes to your beneficiary designations.
Offset the cost of health and child care expenses with an FSA
Once you’ve enrolled your child(ren) in your health plan, you may want to review how much you’re contributing to a Flexible Spending Account (FSA), or determine if you should enroll in one. For example, if you know you’ll need to pay for day care for your new child, you may want to open a Dependent Care FSA. If you enroll in the Health Care FSA, you are eligible to set aside funds for annual out-of-pocket medical expenses and everyday essentials such as bandages and first-aid, cold remedies and more. All of the above makes an FSA an even more attractive choice, especially when it comes to your budget.
Medical plan resources
Cigna Healthy Pregnancies Healthy Babies Program
Employees and covered spouses enrolled in a Cigna medical plan have access to this free program designed to help you and your baby stay healthy during pregnancy and in the days and weeks following your baby’s birth. Earn rewards for participating—those enrolling in their first trimester will receive a $150 visa card (second-trimester enrollments receive $75).
Download the Cigna Healthy Pregnancy App for educational materials.
There is a 24/7 health information line available to you as well. (Phone number located on your Cigna ID card)
Call (800) 615-2906 to enroll in the program
Kaiser Pregnancy Resources
Kaiser Permanente provides resources for a healthy pregnancy, from pre-pregnancy information to nutrition, fitness, do’s and don’ts, classes, prenatal care and much more.